Comptroller of the Currency

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1d
Arkansas Democrat-Gazette
Lost $3.9M from fraud, bank revealsFirst National Bank of Lawrence County, based in Walnut Ridge, has been the tar
Lost $3.9M from fraud, bank reveals
Arkansas Democrat-Gazette / Posted yesterday
First National Bank of Lawrence County, based in Walnut Ridge, has been the target of a $3.9 million fraud, the bank acknowledged Monday. According to a report from the bank, the loss is being attributed to employee fraud or theft, said Randy... Read more
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5d
Business Wire
Fitch Rates Agate Bay Mortgage Trust 2015-5NEW YORK--(BUSINESS WIRE)--Fitch Ratings assigns the following ratings to Agate
Fitch Rates Agate Bay Mortgage Trust 2015-5
Business Wire / Posted 5 days ago
NEW YORK--(BUSINESS WIRE)--Fitch Ratings assigns the following ratings to Agate Bay Mortgage Trust 2015-5: --$193,929,000 class A-6 initial exchangeable certificates 'AAAsf'; Outlook Stable; --$64,643,000 class A-8 initial exchangeable certificates... Read more
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7d
Chicago Tribune
Chase fined $136 million for illegal debt collection practicesIllinois will receive $7.2 million as part of a $136 million nationwide settlem
Chase fined $136 million for illegal debt collection practices
Chicago Tribune / Posted 7 days ago
Illinois will receive $7.2 million as part of a $136 million nationwide settlement with JPMorgan Chase over what federal and state regulators said were illegal tactics to go after struggling credit card borrowers. The federal Consumer Financial... Read more
14d
TheStreet.com
Astoria Financial, Atlantic Coast Latest Merger Targets for Pushy ActivistsAtlantic Coast shares hit a 52-week low of $3.60 in January and had remained fa
Astoria Financial, Atlantic Coast Latest Merger Targets for Pushy Activists
TheStreet.com / Posted 14 days ago
Atlantic Coast shares hit a 52-week low of $3.60 in January and had remained fairly stagnant until the filing was disclosed and shares rose above $5.50. On Monday, shares hit a 52-week high of $6.54, as they rose over 7% on the day. In March,... Read more
14d
Market Watch
J.P. Morgan Chase said to be near $150 million SEC settlementJ.P. Morgan Chase & Co. will soon settle allegations it inappropriately steered
J.P. Morgan Chase said to be near $150 million SEC settlement
Market Watch / Posted 14 days ago
J.P. Morgan Chase & Co. will soon settle allegations it inappropriately steered private-banking clients to its own investment products without proper disclosures, according to the Wall Street Journal on Tuesday. The settlement with the Securities and... Read more
14d
Crain's New York Business
JPMorgan private-banking settlement | Maimonides CEO to retire | Cuomo woos General ElectricJPMorgan Chase is close to finalizing a $150 million settlement with the Securi
JPMorgan private-banking settlement | Maimonides CEO to retire | Cuomo woos General Electric
Crain's New York Business / Posted 14 days ago
JPMorgan Chase is close to finalizing a $150 million settlement with the Securities and Exchange Commission related to allegations it moved private-banking clients into its own products without proper disclosure about offerings from other firms. The... Read more
14d
Business Insider
Wall Street's top cop just blacklisted a Washington consulting firmPromontory Financial Group, the influential Washington, D.C. consulting firm, w
Wall Street's top cop just blacklisted a Washington consulting firm
Business Insider / Posted 14 days ago
Promontory Financial Group, the influential Washington, D.C. consulting firm, was fined $15 million by New York regulators for sanitizing a report on Standard Chartered's violation of US sanctions on Iran. While it was investigating Standard... Read more
14d
Channel NewsAsia
Wells Fargo adding car loan branches to boost less risky lendingREUTERS: Wells Fargo is building more branches devoted to car loans and financi
Wells Fargo adding car loan branches to boost less risky lending
Channel NewsAsia / Posted 14 days ago
REUTERS: Wells Fargo is building more branches devoted to car loans and financing for auto dealers in an effort to increase its auto lending business without taking bad credit risk, the bank's head of car lending told Reuters. Making smart credit... Read more
14d
Reuters
Wells Fargo adding car loan branches to boost less risky lendingA Wells Fargo branch is seen in the Chicago suburb of Evanston, Illinois, Febru
Wells Fargo adding car loan branches to boost less risky lending
Reuters / Posted 14 days ago
A Wells Fargo branch is seen in the Chicago suburb of Evanston, Illinois, February 10, 2015. Wells Fargo (WFC.N) is building more branches devoted to car loans and financing for auto dealers in an effort to increase its auto lending business without... Read more
19d
Business Wire
City National Bancshares Corp. completes $20 million recapitalization of City National BankNEWARK, N.J.--(BUSINESS WIRE)--City National Bancshares Corporation (CNBC) toda
City National Bancshares Corp. completes $20 million recapitalization of City National Bank
Business Wire / Posted 19 days ago
NEWARK, N.J.--(BUSINESS WIRE)--City National Bancshares Corporation (CNBC) today announced that it has completed its $20 million recapitalization of City National Bank of New Jersey (CNB). This recapitalization is a crucial step in the turnaround of... Read more
19d
Lowell Sun
Citizens Bank fined at least $34.5M for 'sloppy banking' By Jonnelle Marte The Washington Post WASHINGTON -- Citizens Bank failed to g
Citizens Bank fined at least $34.5M for 'sloppy banking'
Lowell Sun / Posted 19 days ago
By Jonnelle Marte The Washington Post WASHINGTON -- Citizens Bank failed to give customers their full deposits at times when the size of the deposit was greater than the number written on... Read more
20 related stories
20d
TheStreet.com
Better Double-Check Your Deposit -- A $32 Million Lesson at Citizens BankNEW YORK (TheStreet) -- So you go to the bank, fill out your deposit slip, slid
Better Double-Check Your Deposit -- A $32 Million Lesson at Citizens Bank
TheStreet.com / Posted 20 days ago
NEW YORK (TheStreet) -- So you go to the bank, fill out your deposit slip, slide your money into the ATM or pass it to the bank teller, and you're done. Ready to go to the movies, pay your Visa bill or leave for vacation. You might want to... Read more
20 related stories
20d
Times News
Citizens Bank to pay $34.5 million in deposit discrepancyWASHINGTON (AP) — Citizens Bank has been ordered to pay $34.5 million in refund
Citizens Bank to pay $34.5 million in deposit discrepancy
Times News / Posted 20 days ago
WASHINGTON (AP) — Citizens Bank has been ordered to pay $34.5 million in refunds and penalties for shortchanging customers on their full deposits. Federal regulators said Wednesday the Providence, Rhode Island-based bank kept the difference when... Read more
20 related stories
20d
ABC 6 Providence
Citizens Bank to pay $34.5 million in deposit discrepancyWASHINGTON (AP) - Citizens Bank has been ordered to pay $34.5 million in refund
Citizens Bank to pay $34.5 million in deposit discrepancy
ABC 6 Providence / Posted 20 days ago
WASHINGTON (AP) - Citizens Bank has been ordered to pay $34.5 million in refunds and penalties for shortchanging customers on their full deposits. Federal regulators said Wednesday the Providence, Rhode Island-based bank kept the difference when... Read more
20 related stories
20d
Orlando Sentinel
Citizens Bank to pay $18.5M for ignoring errors in customer depositsFederal regulators have ordered Citizens Bank to pay $18.5 million for failing
Citizens Bank to pay $18.5M for ignoring errors in customer deposits
Orlando Sentinel / Posted 20 days ago
Federal regulators have ordered Citizens Bank to pay $18.5 million for failing to return money to customers when there were discrepancies in their deposits. Regulators said Citizens did not fully credit customers when receipts did not match the... Read more
20 related stories
20d
KOB 4 Albuquerque
Citizens Bank to pay $34.5 million in deposit discrepancyCreated: 08/13/2015 7:21 AM WASHINGTON (AP) — Citizens Bank has been ordered t
Citizens Bank to pay $34.5 million in deposit discrepancy
KOB 4 Albuquerque / Posted 20 days ago
Created: 08/13/2015 7:21 AM WASHINGTON (AP) — Citizens Bank has been ordered to pay $34.5 million in refunds and penalties for shortchanging customers on their full deposits. Federal regulators said Wednesday the Providence, Rhode Island-based bank... Read more
20 related stories
20d
The Charleston State Journal
Citizens Bank to pay $34.5 million in deposit discrepancyWASHINGTON (AP) - Citizens Bank has been ordered to pay $34.5 million in refund
Citizens Bank to pay $34.5 million in deposit discrepancy
The Charleston State Journal / Posted 20 days ago
WASHINGTON (AP) - Citizens Bank has been ordered to pay $34.5 million in refunds and penalties for shortchanging customers on their full deposits. Federal regulators said Wednesday the Providence, Rhode Island-based bank kept the difference when... Read more
20 related stories
20d
ABC 6 Providence
Citizens Bank returning $14M to customers, fined $20.5MBy The Associated Press news@abc6.com WASHINGTON (AP) _ Citizens Bank is retu
Citizens Bank returning $14M to customers, fined $20.5M
ABC 6 Providence / Posted 20 days ago
By The Associated Press news@abc6.com WASHINGTON (AP) _ Citizens Bank is returning $14 million to individual and business customers in an agreement with federal regulators for failing to credit customers the full amounts of their deposits. The... Read more
18 related stories
20d
The Evening Sun
Citizens Bank to pay $34.5 million in deposit discrepancyWASHINGTON (AP) — Citizens Bank has been ordered to pay $34.5 million in refund
Citizens Bank to pay $34.5 million in deposit discrepancy
The Evening Sun / Posted 20 days ago
WASHINGTON (AP) — Citizens Bank has been ordered to pay $34.5 million in refunds and penalties for shortchanging customers on their full deposits. Federal regulators said Wednesday the Providence, Rhode Island-based bank kept the difference when... Read more
20 related stories
20d
WFMJ Youngstown
Citizens Bank to pay $34.5 million in deposit discrepancyWASHINGTON (AP) - Citizens Bank has been ordered to pay $34.5 million in refund
Citizens Bank to pay $34.5 million in deposit discrepancy
WFMJ Youngstown / Posted 20 days ago
WASHINGTON (AP) - Citizens Bank has been ordered to pay $34.5 million in refunds and penalties for shortchanging customers on their full deposits. Federal regulators said Wednesday the Providence, Rhode Island-based bank kept the difference when... Read more
20 related stories
20d
New Jersey Herald
Citizens Bank to pay $34.5 million in deposit discrepancyWASHINGTON (AP) - Citizens Bank has been ordered to pay $34.5 million in refund
Citizens Bank to pay $34.5 million in deposit discrepancy
New Jersey Herald / Posted 20 days ago
WASHINGTON (AP) - Citizens Bank has been ordered to pay $34.5 million in refunds and penalties for shortchanging customers on their full deposits. Federal regulators said Wednesday the Providence, Rhode Island-based bank kept the difference when... Read more
20 related stories
20d
WTRF Wheeling
Citizens Bank to pay $34.5 million in deposit discrepancyWASHINGTON (AP) - Citizens Bank has been ordered to pay $34.5 million in refund
Citizens Bank to pay $34.5 million in deposit discrepancy
WTRF Wheeling / Posted 20 days ago
WASHINGTON (AP) - Citizens Bank has been ordered to pay $34.5 million in refunds and penalties for shortchanging customers on their full deposits. Federal regulators said Wednesday the Providence, Rhode Island-based bank kept the difference when... Read more
20 related stories
20d
York Daily Record
Citizens Bank to pay $34.5 million in deposit discrepancyWASHINGTON (AP) — Citizens Bank has been ordered to pay $34.5 million in refund
Citizens Bank to pay $34.5 million in deposit discrepancy
York Daily Record / Posted 20 days ago
WASHINGTON (AP) — Citizens Bank has been ordered to pay $34.5 million in refunds and penalties for shortchanging customers on their full deposits. Federal regulators said Wednesday the Providence, Rhode Island-based bank kept the difference when... Read more
20 related stories
20d
Your Hometown Lima Stations
Citizens Bank to pay $34.5 million in deposit discrepancyWASHINGTON (AP) - Citizens Bank has been ordered to pay $34.5 million in refund
Citizens Bank to pay $34.5 million in deposit discrepancy
Your Hometown Lima Stations / Posted 20 days ago
WASHINGTON (AP) - Citizens Bank has been ordered to pay $34.5 million in refunds and penalties for shortchanging customers on their full deposits. Federal regulators said Wednesday the Providence, Rhode Island-based bank kept the difference when... Read more
20 related stories
20d
The Columbus Dispatch
Citizens Bank to pay $34.5 million in deposit discrepancy WASHINGTON -- Citizens Bank has been ordered to pay $34.5 million in refunds
Citizens Bank to pay $34.5 million in deposit discrepancy
The Columbus Dispatch / Posted 20 days ago
WASHINGTON -- Citizens Bank has been ordered to pay $34.5 million in refunds and penalties for shortchanging customers on their full deposits. Federal regulators said yesterday the... Read more
20 related stories
20d
Lebanon Daily News
Citizens Bank to pay $34.5 million in deposit discrepancyWASHINGTON (AP) — Citizens Bank has been ordered to pay $34.5 million in refund
Citizens Bank to pay $34.5 million in deposit discrepancy
Lebanon Daily News / Posted 20 days ago
WASHINGTON (AP) — Citizens Bank has been ordered to pay $34.5 million in refunds and penalties for shortchanging customers on their full deposits. Federal regulators said Wednesday the Providence, Rhode Island-based bank kept the difference when... Read more
20 related stories
20d
Finextra
OCC to create innovation unit to help banks compete with fintech firmsThe US Office of the Comptroller of the Currency is contemplating setting up a
OCC to create innovation unit to help banks compete with fintech firms
Finextra / Posted 20 days ago
The US Office of the Comptroller of the Currency is contemplating setting up a fintech innovation unit to help regulated financial institutions compete on an equal footing with non-bank providers of financial services. In a speech before the Federal... Read more
20d
The Columbus Dispatch
Citizens Bank will repay $14 million to depositors in deal with feds WASHINGTON — Citizens Bank is returning $14 million to individual and busines
Citizens Bank will repay $14 million to depositors in deal with feds
The Columbus Dispatch / Posted 20 days ago
WASHINGTON — Citizens Bank is returning $14 million to individual and business customers in an agreement with federal regulators for failing to credit customers the full amounts of... Read more
18 related stories
20d
Boston Herald
Citizens to return $14M to customersCitizens Bank has agreed to return $14 million to customers for failing to cred
Citizens to return $14M to customers
Boston Herald / Posted 20 days ago
Citizens Bank has agreed to return $14 million to customers for failing to credit them the full amounts of their deposits, federal regulators said yesterday. In an enforcement action described as the first of its kind, the bank also was fined $20.5... Read more
18 related stories
20d
The Youngstown Vindicator
Citizens Bank fined $20.5M for shortchanging customersWASHINGTON (AP) Citizens Bank is returning $14 million to individual and busin
Citizens Bank fined $20.5M for shortchanging customers
The Youngstown Vindicator / Posted 20 days ago
WASHINGTON (AP) Citizens Bank is returning $14 million to individual and business customers in an agreement with federal regulators for failing to credit customers the full amounts of their deposits. The bank also was fined a total of $20.5 million... Read more
18 related stories
20d
WPXI Pittsburgh
Citizens Bank returning $14M to customers, fined $20.5MCitizens Bank is returning $14 million to individual and business customers in
Citizens Bank returning $14M to customers, fined $20.5M
WPXI Pittsburgh / Posted 20 days ago
Citizens Bank is returning $14 million to individual and business customers in an agreement with federal regulators for failing to credit customers the full amounts of their deposits. The bank also was fined a total of $20.5 million by three federal... Read more
18 related stories
20d
Bangor Daily News
Citizens Bank to pay $34.5 million over ‘shoddy practices’WASHINGTON — Citizens Bank agreed to refund at least $14 million and pay $20.5
Citizens Bank to pay $34.5 million over ‘shoddy practices’
Bangor Daily News / Posted 20 days ago
WASHINGTON — Citizens Bank agreed to refund at least $14 million and pay $20.5 million in fines for shortchanging customers who didn’t get the math right on their deposit slips, federal regulators said Wednesday. The Providence, Rhode Island,... Read more
20 related stories
20d
Calcutta News
US regulators fine Citizens Bank $34 mn for deposit frauds WASHINGTON - The Citizens Bank Wednesday reached a settlement with the US reg
US regulators fine Citizens Bank $34 mn for deposit frauds
Calcutta News / Posted 20 days ago
WASHINGTON - The Citizens Bank Wednesday reached a settlement with the US regulators to pay a penalty of over $34 million for deposit discrepancies leading to consumers not getting credit of... Read more
20 related stories
20d
Everett Herald
Feds offer an early peek at U.S. bank profits Published: Wednesday, August 12, 2015, 2:25 p.m. WASHINGTON — There's a hidd
Feds offer an early peek at U.S. bank profits
Everett Herald / Posted 20 days ago
Published: Wednesday, August 12, 2015, 2:25 p.m. WASHINGTON — There's a hidden way to get detailed financial data on publicly traded U.S. banks days before the companies release their earnings. The... Read more
20d
KOB 4 Albuquerque
Citizens Bank returning $14M to customers, fined $20.5MCreated: 08/12/2015 3:21 PM By: By MARCY GORDON WASHINGTON (AP) — Citizens Ba
Citizens Bank returning $14M to customers, fined $20.5M
KOB 4 Albuquerque / Posted 20 days ago
Created: 08/12/2015 3:21 PM By: By MARCY GORDON WASHINGTON (AP) — Citizens Bank is returning $14 million to individual and business customers in an agreement with federal regulators for failing to credit customers the full amounts of their... Read more
18 related stories
20d
The Morning Call
Citizens Bank cheated customers by not fixing deposit errors, authorities sayCitizens Bank wasn't a good citizen when it didn't give customers full credit f
Citizens Bank cheated customers by not fixing deposit errors, authorities say
The Morning Call / Posted 20 days ago
Citizens Bank wasn't a good citizen when it didn't give customers full credit for all of their deposits, authorities said Wednesday. The bank didn't always investigate discrepencies when the amount of cash and checks in a deposit didn't match the... Read more
18 related stories
20d
NBC 10 Providence
Citizens Bank returning $14M to customers, fined $20.5MWASHINGTON (AP) - Citizens Bank is returning $14 million to individual and busi
Citizens Bank returning $14M to customers, fined $20.5M
NBC 10 Providence / Posted 20 days ago
WASHINGTON (AP) - Citizens Bank is returning $14 million to individual and business customers in an agreement with federal regulators for failing to credit customers the full amounts of their deposits. The bank also was fined a total $20.5 million... Read more
18 related stories
20d
Calgary Sun
Citizens Bank fined for shortchanging customersWASHINGTON -- Citizens Bank is returning $14 million to individual and business
Citizens Bank fined for shortchanging customers
Calgary Sun / Posted 20 days ago
WASHINGTON -- Citizens Bank is returning $14 million to individual and business customers in an agreement with federal regulators for failing to credit customers the full amounts of their deposits. The bank also was fined a total $20.5 million by... Read more
18 related stories
20d
Los Angeles Times
Citizens Bank to pay $34.5 million for shortchanging customers who made math errorsCitizens Bank agreed to refund at least $14 million and pay $20.5 million in fi
Citizens Bank to pay $34.5 million for shortchanging customers who made math errors
Los Angeles Times / Posted 20 days ago
Citizens Bank agreed to refund at least $14 million and pay $20.5 million in fines for shortchanging customers who didn't get the math right on their deposit slips, federal regulators said Wednesday. The Providence, R.I., regional bank credited an... Read more
20 related stories
20d
KOB 4 Albuquerque
Citizens Bank returning $14M to customers, fined $20.5MCreated: 08/12/2015 1:21 PM WASHINGTON (AP) — Citizens Bank is returning $14 m
Citizens Bank returning $14M to customers, fined $20.5M
KOB 4 Albuquerque / Posted 20 days ago
Created: 08/12/2015 1:21 PM WASHINGTON (AP) — Citizens Bank is returning $14 million to individual and business customers in an agreement with federal regulators for failing to credit customers the full amounts of their deposits. The bank also was... Read more
18 related stories
20d
The Morning Call
Citizens Bank to pay $18.5M for ignoring errors in customer depositsFederal regulators have ordered Citizens Bank to pay $18.5 million for failing
Citizens Bank to pay $18.5M for ignoring errors in customer deposits
The Morning Call / Posted 20 days ago
Federal regulators have ordered Citizens Bank to pay $18.5 million for failing to return money to customers when there were discrepancies in their deposits. Regulators said Citizens did not fully credit customers when receipts did not match the... Read more
20 related stories
20d
The Register NorthJersey.com
Citizens Bank returning $14M to customers, fined $20.5MWASHINGTON - Citizens Bank is returning $14 million to individual and business
Citizens Bank returning $14M to customers, fined $20.5M
The Register NorthJersey.com / Posted 20 days ago
WASHINGTON - Citizens Bank is returning $14 million to individual and business customers in an agreement with federal regulators for failing to credit customers the full amounts of their deposits. The bank also was fined a total $20.5 million by... Read more
18 related stories
20d
Park Record
Citizens Bank returning $14M to customers, fined $20.5MWASHINGTON (AP) — Citizens Bank is returning $14 million to individual and busi
Citizens Bank returning $14M to customers, fined $20.5M
Park Record / Posted 20 days ago
WASHINGTON (AP) — Citizens Bank is returning $14 million to individual and business customers in an agreement with federal regulators for failing to credit customers the full amounts of their deposits. The bank also was fined a total $20.5 million... Read more
18 related stories
21d
Lowell Sun
Citizens Bank returning $14M to customers, fined $20.5MWASHINGTON (AP) — Citizens Bank is returning $14 million to individual and busi
Citizens Bank returning $14M to customers, fined $20.5M
Lowell Sun / Posted 21 days ago
WASHINGTON (AP) — Citizens Bank is returning $14 million to individual and business customers in an agreement with federal regulators for failing to credit customers the full amounts of their deposits. The bank also was fined a total $20.5 million... Read more
18 related stories
21d
Carlsbad Current-Argus
Citizens Bank returning $14M to customers, fined $20.5MWASHINGTON (AP) — Citizens Bank is returning $14 million to individual and busi
Citizens Bank returning $14M to customers, fined $20.5M
Carlsbad Current-Argus / Posted 21 days ago
WASHINGTON (AP) — Citizens Bank is returning $14 million to individual and business customers in an agreement with federal regulators for failing to credit customers the full amounts of their deposits. The bank also was fined a total $20.5 million... Read more
18 related stories
21d
Market Watch
Citizens Bank hit with $37 million in fines by U.S. regulatorsCitizens Financial Group Inc. CFG, -3.84% on Wednesday drew fines totaling near
Citizens Bank hit with $37 million in fines by U.S. regulators
Market Watch / Posted 21 days ago
Citizens Financial Group Inc. CFG, -3.84% on Wednesday drew fines totaling nearly $37 million from the Consumer Financial Protection Bureau, the Federal Deposit Insurance Corp. and the Office of the Comptroller of the Currency for failing to credit... Read more
21d
ABC News
Citizens Bank Returning $14M to Customers, Fined $20.5MCitizens Bank is returning $14 million to individual and business customers in
Citizens Bank Returning $14M to Customers, Fined $20.5M
ABC News / Posted 21 days ago
Citizens Bank is returning $14 million to individual and business customers in an agreement with federal regulators for failing to credit customers the full amounts of their deposits. The bank also was fined a total $20.5 million by three federal... Read more
18 related stories
21d
TribLIVE
Citizens to pay $18.5M for ignoring errors in customer depositsFederal regulators have ordered Citizens Bank to pay $18.5 million for failing
Citizens to pay $18.5M for ignoring errors in customer deposits
TribLIVE / Posted 21 days ago
Federal regulators have ordered Citizens Bank to pay $18.5 million for failing to return money to customers when there were discrepancies in their deposits. Regulators said Citizens did not fully credit customers when receipts did not match the... Read more
20 related stories
22d
Forbes
Gold Holds Its Own Against These Media DarlingsThere’s no other way to put it: Commodities took it on the chin last month. Ju
Gold Holds Its Own Against These Media Darlings
Forbes / Posted 22 days ago
There’s no other way to put it: Commodities took it on the chin last month. July was the seventh worst performing month for the S&P Goldman Sachs Commodities Index, going back to January 1970. Crude oil saw its steepest monthly loss since October... Read more
22d
The Washington Times
RICHARD RAHN: Financial regulation fives consumers less choice, competitionWhat is the purpose of financial regulation? Advocates of more and more financi
RICHARD RAHN: Financial regulation fives consumers less choice, competition
The Washington Times / Posted 22 days ago
What is the purpose of financial regulation? Advocates of more and more financial regulation say it is necessary to protect the consumer against greedy bankers and other financial professionals and institutions. But what if excessive financial... Read more
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