LTV

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1d
Money Marketing Online
Santander to introduce two-tiered B2L affordability testsSantander is introducing a new two-tier buy-to-let affordability calculation as
Santander to introduce two-tiered B2L affordability tests
Money Marketing Online / Posted yesterday
Santander is introducing a new two-tier buy-to-let affordability calculation as the Government’s tax shake up is expected to increase costs for landlords. From 21 February, the affordability rate for loans up to and including 60 per cent LTV will... Read more
1d
Zero Hedge
The War On Savers And The 200 Rulers Of World FinanceSubmitted by David Stockman via Contra Corner blog, There has been an economic
The War On Savers And The 200 Rulers Of World Finance
Zero Hedge / Posted yesterday
Submitted by David Stockman via Contra Corner blog, There has been an economic coup d’état in America and most of the world. We are now ruled by about 200 unelected central bankers, monetary apparatchiks and their minions and megaphones on Wall... Read more
2d
Calculated Risk
Mortgage Applications Decreased in Latest Weekly Survey, Purchase Applications up 17% YoYFrom the MBA: Mortgage Applications Decrease in Latest MBA Weekly Survey Mortga
Mortgage Applications Decreased in Latest Weekly Survey, Purchase Applications up 17% YoY
Calculated Risk / Posted 2 days ago
From the MBA: Mortgage Applications Decrease in Latest MBA Weekly Survey Mortgage applications decreased 2.6 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the... Read more
2d
Naked Capitalism
Lenders’ Lies about Liar’s Loans and “Rigorous Underwriting”The Lender will suffer Catastrophic losses. The Lender will suffer? The shareh
Lenders’ Lies about Liar’s Loans and “Rigorous Underwriting”
Naked Capitalism / Posted 2 days ago
The Lender will suffer Catastrophic losses. The Lender will suffer? The shareholders will suffer, the borrowers may suffer, the employees will suffer, but the lender will be bailed out, or maybe now bailed in. The lenders will be bailed... Read more
2 related stories
3d
The Irish Times
Solution to a vexing Velux situationQ We need to replace the roof of a “lean-to” type extension with two Velux wind
Solution to a vexing Velux situation
The Irish Times / Posted 3 days ago
Q We need to replace the roof of a “lean-to” type extension with two Velux windows at the rear of the house. The flat-tiled roof has a pitch of only 9 degrees, which meant we have had leak (and blow-back) problems over its 15-year life. The roof size... Read more
4d
Business Standard India
SBI's FlexiPay suitable for those with secure jobsIf you have zeroed in on your dream home, but cannot afford to pay the equated
SBI's FlexiPay suitable for those with secure jobs
Business Standard India / Posted 4 days ago
If you have zeroed in on your dream home, but cannot afford to pay the equated monthly instalments (EMIs) because of your low salary, you can opt for State Bank of India (SBI)’s FlexiPay Home Loan scheme. Provided you are a salaried employee aged... Read more
4d
Daily Telegraph
London Help to Buy: verdict on the first mortgage ratesUnder the new scheme London buyers will be able to get a Government loan of up
London Help to Buy: verdict on the first mortgage rates
Daily Telegraph / Posted 4 days ago
Under the new scheme London buyers will be able to get a Government loan of up to 40pc, again as long as they have a 5pc deposit. The mortgage rates for those buying with Help to Buy differ from the standard fixed rates aimed at those with large... Read more
10d
SiliconANGLE
Big Data mobile gaming startup Icejam raises $2.13m Series ABig data mobile gaming startup Icejam Games, Inc. has raised CAD$3 million ($2.
Big Data mobile gaming startup Icejam raises $2.13m Series A
SiliconANGLE / Posted 10 days ago
Big data mobile gaming startup Icejam Games, Inc. has raised CAD$3 million ($2.13 million) Series A in a round led by Build Ventures. Founded in 2014, Icejam integrates real-world “Playable Data” into its games through utlizing any dataset or... Read more
10d
The Youngstown Vindicator
Youngstown News, Obituaries, Tributes, MICHAEL G. WEISS, Youngstown, OhioDAVAO CITY, PHILIPPINES - Michael G. Weiss, formerly of Girard, passed away at
Youngstown News, Obituaries, Tributes, MICHAEL G. WEISS, Youngstown, Ohio
The Youngstown Vindicator / Posted 10 days ago
DAVAO CITY, PHILIPPINES - Michael G. Weiss, formerly of Girard, passed away at Holy Spirit Community Hospital in Davao City on Dec. 18, 2015. Michael was born in Youngstown on March 3, 1956. He attended school in Mineral Ridge. After school, he was... Read more
10d
Daily Telegraph
Average deposit for buying a house hits £80,000“An inevitable repercussion of rising house prices is that higher deposits are
Average deposit for buying a house hits £80,000
Daily Telegraph / Posted 10 days ago
“An inevitable repercussion of rising house prices is that higher deposits are required. Those who cannot afford to put up more may find their choice of properties limited. However, those who were able to make a house purchase in December opted to... Read more
10d
express
Average home buyer's deposit now more than £81,000 - a 15 per cent jump HOME buyers are forking out an average deposit of more than £80,000 to get a
Average home buyer's deposit now more than £81,000 - a 15 per cent jump
express / Posted 10 days ago
HOME buyers are forking out an average deposit of more than £80,000 to get a mortgage on a new home, figures show today. The rise is the largest year-on-year increase since... Read more
11d
Tribune Chronicle
Edward J. KochHe was born Feb. 18, 1947, in Youngstown, the son of Edward Reapsummer and Eliz
Edward J. Koch
Tribune Chronicle / Posted 11 days ago
He was born Feb. 18, 1947, in Youngstown, the son of Edward Reapsummer and Elizabeth Powers Koch. He was a 1965 graduate of Girard High School, attended Kent State University, was a graduate of the University of Georgia, and a computer engineer for... Read more
11d
Zero Hedge
Why Dip Buyers Will Get Clobbered: The US Economy Isn't Doing "Just Fine"Submitted by David Stockman via Contra Corner blog, As of June 2008 no Wall St
Why Dip Buyers Will Get Clobbered: The US Economy Isn't Doing "Just Fine"
Zero Hedge / Posted 11 days ago
Submitted by David Stockman via Contra Corner blog, As of June 2008 no Wall Street banking house was predicting a recession, yet by then the Great Recession - the worst economic downturn since the 1930s - was already six months old, as per the... Read more
12d
express
Remortgaging at a nine-year high as homeowners cash in on property wealth HOMEOWNERS tapped into their property wealth to the tune of £837m last month
Remortgaging at a nine-year high as homeowners cash in on property wealth
express / Posted 12 days ago
HOMEOWNERS tapped into their property wealth to the tune of £837m last month - the largest amount of equity withdrawal in December in nine years. Homeowners tapped into a... Read more
13d
Daily News
Sharp reduction in vehicle registration in DecVehicle registration momentum has come down in December with the reinstatement
Sharp reduction in vehicle registration in Dec
Daily News / Posted 13 days ago
Vehicle registration momentum has come down in December with the reinstatement of the LTV rule and higher incidents of duty on vehicles, according to a JB Securities Report. Total motor car registrations recorded 7,177 units in December down from... Read more
14d
The Register NorthJersey.com
Save on mortgage insurance premium payments by refinancingQ. I have an FHA mortgage that was taken out in 2011 and my loan-to-value (LTV)
Save on mortgage insurance premium payments by refinancing
The Register NorthJersey.com / Posted 14 days ago
Q. I have an FHA mortgage that was taken out in 2011 and my loan-to-value (LTV) ratio is now approximately 75 percent. My FHA loan requires me to pay the monthly mortgage insurance premium (MIP) for a minimum of five years despite the fact that I am... Read more
16d
Business Wire
UK Mortgage Lending Market 2016 - Key Trends and Opportunities to 2020A surge in mortgage lending was recorded during the second half of 2015, as cus
UK Mortgage Lending Market 2016 - Key Trends and Opportunities to 2020
Business Wire / Posted 16 days ago
A surge in mortgage lending was recorded during the second half of 2015, as customers took advantage of low interest rates, with the Governor of the Bank of England, Mark Carney, suggesting in November 2015 that the central bank rate may not rise... Read more
17d
GlobeSt.com
Panorama Corporate Center Changes HandsCENTENNIAL, CO�Holliday Fenoglio Fowler, L.P. (HFF) has closed the sale of and
Panorama Corporate Center Changes Hands
GlobeSt.com / Posted 17 days ago
CENTENNIAL, CO�Holliday Fenoglio Fowler, L.P. (HFF) has closed the sale of and arranged financing for Panorama Corporate Center, a 780,649-square-foot, six-building, class A office campus in suburban Denver. HFF represented the seller, Miller Global... Read more
18d
Tribune Chronicle
Dance benefit helps ill adultsGROCERY ITEM DISTRIBUTION: Deliverance Temple Church, 1849 West Ave. NW, Warren
Dance benefit helps ill adults
Tribune Chronicle / Posted 18 days ago
GROCERY ITEM DISTRIBUTION: Deliverance Temple Church, 1849 West Ave. NW, Warren, in conjunction with Youngstown Community Food Center, will hold grocery distribution 2 p.m. today. Those needing food items are asked to bring a utility bill and photo... Read more
3 related stories
18d
Business Wire
HFF Closes Sale and Arranges Financing for Panorama Corporate Center in Suburban DenverDENVER--(BUSINESS WIRE)--Holliday Fenoglio Fowler, L.P. (HFF) announced today t
HFF Closes Sale and Arranges Financing for Panorama Corporate Center in Suburban Denver
Business Wire / Posted 18 days ago
DENVER--(BUSINESS WIRE)--Holliday Fenoglio Fowler, L.P. (HFF) announced today that it has closed the sale of and arranged financing for Panorama Corporate Center, a 780,649-square-foot, six-building, Class A office campus in suburban Denver,... Read more
18d
Business Wire
Fitch to Rate JPMCC 2016-ATRM Commercial Mortgage Trust Pass-Through Ctfs; Presale IssuedCHICAGO--(BUSINESS WIRE)--Fitch Ratings has issued a presale report on J.P. Mor
Fitch to Rate JPMCC 2016-ATRM Commercial Mortgage Trust Pass-Through Ctfs; Presale Issued
Business Wire / Posted 18 days ago
CHICAGO--(BUSINESS WIRE)--Fitch Ratings has issued a presale report on J.P. Morgan Chase Commercial Mortgage Securities Trust 2016-ATRM commercial mortgage pass-through certificates series 2016-ATRM. Fitch expects to rate the transaction and assign... Read more
23 related stories
19d
The Youngstown Vindicator
Youngstown News, Obituaries, Tributes, CHARLES H. BLOOM, Youngstown, OhioWARREN - Charles H. Bloom, 80, passed away Sunday morning, Jan. 17, 2016, at Gi
Youngstown News, Obituaries, Tributes, CHARLES H. BLOOM, Youngstown, Ohio
The Youngstown Vindicator / Posted 19 days ago
WARREN - Charles H. Bloom, 80, passed away Sunday morning, Jan. 17, 2016, at Gillette Nursing Home in Warren. He was born Nov. 12, 1935, in Warren, a son of Leo A. and Ethel A. Neyman Bloom. After his father died at a young age, Charles was raised... Read more
21d
Daily Telegraph
David Cameron's £10,000 mortgage deposit claim put to the testHow it could be possible The Help to Buy mortgage guarantee and equity loan sc
David Cameron's £10,000 mortgage deposit claim put to the test
Daily Telegraph / Posted 21 days ago
How it could be possible The Help to Buy mortgage guarantee and equity loan schemes are designed to help people with a small deposit amount secure a property on favourable terms. The equity scheme is a loan for up to 20pc of the value of a new... Read more
22d
GlobeSt.com
Sources of 2016 Net Lease Deal FlowAs new construction remains modest, a key question in the net lease market is w
Sources of 2016 Net Lease Deal Flow
GlobeSt.com / Posted 22 days ago
As new construction remains modest, a key question in the net lease market is where future deal flow will come from. One possible source could be debt maturities. During the run-up to the 2008 crisis, CMBS was routinely used as a financing vehicle... Read more
23d
New Zealand's National Business Review
Auckland house price growth may moderate this year – FitchAuckland house prices are expected to rise at more modest levels this year as l
Auckland house price growth may moderate this year – Fitch
New Zealand's National Business Review / Posted 23 days ago
Auckland house prices are expected to rise at more modest levels this year as lending curbs for investors in New Zealand's biggest city offset likely declines in mortgage rates, says rating agency Fitch. The global ratings agency anticipates a... Read more
2 related stories
23d
The New Zealand Herald
Auckland house price growth may moderate in 2016, Fitch saysThe Fitch ratings agency is forecasting NZ house prices to rise 4 per cent this
Auckland house price growth may moderate in 2016, Fitch says
The New Zealand Herald / Posted 23 days ago
The Fitch ratings agency is forecasting NZ house prices to rise 4 per cent this year. Photo / NZ Herald Auckland house prices are expected to rise at more modest levels in 2016 as lending curbs for investors in New Zealand's biggest city offset... Read more
2 related stories
23d
NZCity
Akl house price rises tipped to moderateAuckland house prices are expected to rise at more modest levels in 2016 as len
Akl house price rises tipped to moderate
NZCity / Posted 23 days ago
Auckland house prices are expected to rise at more modest levels in 2016 as lending curbs for investors in New Zealand's biggest city offset likely declines in mortgage rates, according to rating agency Fitch Ratings. The global ratings agency... Read more
2 related stories
25d
Business Wire
Fitch Rates Vermont HFA Multiple Purpose Bonds 2016 Series A & B 'AA'; Outlook StableNEW YORK--(BUSINESS WIRE)--Fitch Ratings has assigned an 'AA' rating to the fol
Fitch Rates Vermont HFA Multiple Purpose Bonds 2016 Series A & B 'AA'; Outlook Stable
Business Wire / Posted 25 days ago
NEW YORK--(BUSINESS WIRE)--Fitch Ratings has assigned an 'AA' rating to the following Vermont Housing Finance Agency (VHFA) bonds: --$14.345 million multiple purpose bonds series 2016 A; --$15.425 million multiple purpose bonds series 2016... Read more
25d
GlobeSt.com
Insurers’ Mortgage Holdings Stay SolidCREFC has surveyed insurers' mortgage performance since 2012. WASHINGTON, DC�R
Insurers’ Mortgage Holdings Stay Solid
GlobeSt.com / Posted 25 days ago
CREFC has surveyed insurers' mortgage performance since 2012. WASHINGTON, DC�Results are in from the latest semiannual Portfolio Lender Survey of insurance company investment performance conducted by the CRE Finance Council and Trepp LLC. The... Read more
26d
Investopedia
The Best "Buy to Let" Mortgage Calculator WebsitesA buy-to-let mortgage in the United Kingdom is similar to a mortgage a U.S. bor
The Best "Buy to Let" Mortgage Calculator Websites
Investopedia / Posted 26 days ago
A buy-to-let mortgage in the United Kingdom is similar to a mortgage a U.S. borrower takes out to purchase an investment or rental property. Because of higher perceived risk to the lender, buy-to-let mortgages have higher interest rates and fees than... Read more
30d
MumBRELLA
Group Marketing Manager An exciting opportunity has become available for a at the Temple & Webster G
Group Marketing Manager
MumBRELLA / Posted 30 days ago
An exciting opportunity has become available for a at the Temple & Webster Group, which now incorporates our 3 brands – Temple & Webster, ZIZO Home and Milan Direct. You will have responsibility for... Read more
30d
Search Engine Land
Cut The Fat: How To Reduce Wasted Ad Spend In Your AdWords AccountAdWords is a great place to waste money. Google makes it so easy — a few minute
Cut The Fat: How To Reduce Wasted Ad Spend In Your AdWords Account
Search Engine Land / Posted 30 days ago
AdWords is a great place to waste money. Google makes it so easy — a few minutes of effort, and you are well on your way to giving them your whole marketing budget. Fortunately, all that money doesn’t have to go to waste. With a bit of finagling,... Read more

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